The Full Story
The Banker Who Got Tired of Saying No
Lendcap is a Melbourne based, CPA led mortgage and finance brokerage founded in 2019 by
Kevin Leong, a former ANZ Commercial Banking Relationship Manager and CPA.
Kevin Leong founded Lendcap in 2019, in the wake of the banking Royal Commission.
At the time, he was a Commercial Banking Relationship Manager at ANZ, managing a $200 million lending portfolio after seven years with the bank.
The part of the job he could no longer accept was saying no to good clients. Not because their businesses were weak or their finances unsound, but because the Royal Commission had tightened
lending appetite right across the banking sector, and a single institution could only ever offer what sat within its own policy at that moment. Kevin knew there were solutions out there. He simply could
not reach them from inside one bank.
With his background as a CPA, his early career at Ernst & Young,
and seven years of banking knowledge, starting his own brokerage was the natural next step. One where the answer could be
“here is how”, rather than “unfortunately not”.
Seven years on,
and no longer a team of one
What began as one broker and a conviction is now a full advisory team. Today, Lendcap has settled more than $271 million in lending for over 100 clients across Melbourne, Sydney, Brisbane and Perth, holding accreditations with 30+ lenders spanning the major banks, specialist lenders, fintechs and private equity groups, and a 5.0 star client rating.
Kevin still sets the strategy on every complex deal, but clients are now backed by a team of brokers, credit specialists and support staff who keep each application moving, and who work hand in hand with the client's accountant and solicitor. It means the same CPA led thinking that started Lendcap, delivered with the capacity to move quickly when it counts.
What makes the Lendcap team different is the lens they bring:
-
CPA trained analysis: the team reads your financials the way an accountant does, then presents them the way a lender needs to see them.
-
Banker's insight: having sat on the other side of the credit desk, they know how banks assess a deal and what makes them say yes.private equity groups, means your story is matched to the right appetite, not forced into oneWhole of market reach: 30+ lenders, from the major banks to specialist lenders, fintechs and bank's box.
-
Whole of market reach: 30+ lenders, from the major banks to specialist lenders, fintechs and private equity groups, means your story is matched to the right appetite, not forced into one
bank's box. -
Working capital specialists: Lendcap has particular expertise structuring working capital and trade finance for trading houses, importers and exporters, keeping stock moving and cash
flowing through the cycle. -
A team behind every file: you get a dedicated point of contact and a wider team making sure nothing stalls between application and settlement.
Who Lendcap helps
Home buyers, property investors, business owners, self employed professionals and contractors, and overseas based permanent residents. Lendcap has a particular specialisation in working capital and trade finance for trading houses, importers and exporters. If your situation is straightforward,
the team makes it fast. If it is complex, that is where they do their best work.
Ready to hear “here is how”? Book a 15-minute strategy session with the Lendcap team today.