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Home Values Are Falling: 3 Home Loan Moves That Could Make a Difference
Property values are shifting across Melbourne. Review your loan structure, valuation and LVR, and compare refinance offers with Lendcap.

Kevin Leong
Sep 144 min read


Credit Repair in Australia: How Your Credit File Can Affect Your Loan Options
Worried your credit history is affecting your home or business loan? Understand your options and speak with Lendcap or request a call with a credit repair specialist.

Kevin Leong
Sep 94 min read


3 Things to Consider to Keep Your Credit File in Good Shape
Protect your credit profile with three practical habits: automate repayments, monitor your credit file and be selective about new credit applications.

Kevin Leong
Sep 74 min read


Islamic business finance in Australia: a new frontier for transactions over $3 million
Islamic business finance is now available in Australia for eligible commercial transactions from $3 million. Learn what qualifies and how it works.

Kevin Leong
Aug 242 min read


Priced Out of the Australian Property Market? Why the Next 12 Months Could Be Your Best Buying Opportunity
Auction clearance rates are down, competition is easing, and more sellers may enter the market. Discover why Australian property buyers could have their best buying opportunity since 2019.

Kevin Leong
Jul 154 min read


The Quarterly Buffer Your Recruitment Clients Used to Rely On Is Gone
Payday super took effect 1 July 2026. Recruitment and procurement
businesses already fund contractor payroll ahead of client payment, and now super is part
of that same gap. A heads-up for accountants and advisors.

Kevin Leong
Jul 154 min read


Payday Super Is Here: What the 1 July 2026 Changes Mean for Your Small Business Cash Flow
Payday Super is now live. Learn how the 1 July 2026 changes affect Australian small business cash flow, payroll obligations, and what you can do to prepare.

Kevin Leong
Jul 94 min read


Your Home's Value Is About to Change. Have You Locked Yours In?
The RBA is at 4.35%, values are softening, and negative gearing rules change in July 2027. Lendcap breaks down what Australian property owners need to do now.

Kevin Leong
Jun 243 min read


Is Rent Vesting Dead? A straight-talking banker and broker's view
No, but it's changed. Here's what you actually need to know. Rent vesting means renting where you want to live and buying where you can afford and where the numbers make sense. It's been a popular strategy for people who can't yet buy in their dream suburb but don't want to sit on the sidelines doing nothing. The engine behind it has always been negative gearing, the ability to offset investment property losses against your income tax. That tax benefit helps you borrow more a

Kevin Leong
Jun 122 min read


The 47-Day Wait Is Optional: The Real Cost of Invoice Finance in Australia
Tired of fintech rates on your cash flow facility? Lendcap structures invoice finance properly for Australian businesses. Free 15-min cash flow review.

Kevin Leong
Jun 34 min read


The Life of a Melbourne Mortgage Broker: The Fires No One Sees
Behind every Melbourne homeowner who gets the keys is a broker who fought hard to make it happen. Discover the real story of what goes on behind the scenes and why it matters for your next property move.

Kevin Leong
May 273 min read


What the 2026 Budget Means for Australian Property Investors (Before June 2027) | Lendcap
$150k less to borrow on new investments. Bigger tax bills on old ones if you wait past June 2027. Here's what every Aussie investor needs to know.

Kevin Leong
May 263 min read


3 Warning Signs Your Business May Be Underinsured
Is your business underinsured? Learn 3 key warning signs and take our quick insurance health check quiz to uncover potential gaps in your coverage.

Kevin Leong
May 143 min read


Unlocking the $1B Economic Resilience Program: A Strategic Guide for Australian Businesses
Discover how Australia’s $1B Economic Resilience Program offers zero-interest funding for critical industries, and how Lendcap helps you secure approval.

Kevin Leong
May 42 min read


Your Current Valuation Might Be Outdated: 3 Reasons to Revalue Your Home in Australia Now
Home prices are dipping, but bank data often lags behind. Your property may be worth more than you think. Explore your equity and refinancing options in Australia.

Kevin Leong
Apr 272 min read


Is 2026 the Year to Shift to EVs? Why Now Is the Smartest Time to Make the Move and Finance It Right
Thinking of switching to an EV in 2026? Learn why now is the smartest time with lower costs, better finance options, and long-term savings explained.

Kevin Leong
Apr 223 min read


Is Your Business Cash Flow Ready for Uncertain Times? Here’s How Lendcap and Your Trusted Advisors Can Help
Australian businesses involved in global trade are facing increasing cash flow pressure due to payment timing gaps, FX volatility, and rising supply chain costs. This article explores how working with Lendcap and your trusted advisors—accountants, FX dealers, and business consultants—can help structure solutions to manage cash flow and support sustainable growth.

Kevin Leong
Apr 133 min read


SMSF Lending in Australia: How the Right Structure Can Make or Break Your Strategy
Learn SMSF lending rules and strategies for accountants and planners in Australia.

Kevin Leong
Apr 12 min read


Uncertain Times? 3 Key Tips to Utilize Your Home Equity As Financial Safety Net
Economic cycles are inevitable. One of the most powerful yet underutilised financial tools is the equity in their property.
At Lendcap, homeowners receive guidance from a CPA-backed mortgage brokerage team that understands both lending structures and financial strategy.

Kevin Leong
Mar 253 min read


Multiple Rate Hike Notices in Australia? Here’s What Smart Borrowers Are Doing Now
Received multiple rate hike notices on your business or commercial loan? Learn what Australian borrowers can do to reduce repayments, refinance, and stay ahead of rising interest rates.

Kevin Leong
Mar 193 min read
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